Senior Citizens Guide: How to Afford Meds on a Fixed Income
Senior Citizens Guide: How to Afford Meds on a Fixed Income
I sat with a couple last week who have been married for 50 years. They worked hard, they saved, and they did everything right. But now, in their "golden years," they are terrified. Between property taxes and their Part D co-pays, they were starting to skip their blood thinners every other day to save money.
This isn't just a financial problem; it’s a heartbreak. If you are on a fixed income, you shouldn't have to gamble with your life to stay within your budget.
The Medicare Myth
Many seniors believe that Medicare Part D is the end-all-be-all for drug coverage. But as many find out the hard way, the co-insurance for high-tier drugs can still be hundreds of dollars. The "Donut Hole" might be shrinking, but the out-of-pocket costs are still enough to sink a retirement budget.
Prudence in your 70s and 80s
Being a good steward of your retirement means being proactive. You don't have to be a victim of the "pharmacy surprise." There are resources specifically designed for seniors that go beyond what Medicare offers.
Using an advocacy program is a form of financial wisdom. It’s about protecting the "talents" you’ve saved over a lifetime.
A Predictable Path
Imagine never having to wonder what the total will be when the pharmacist scans your bottle. For $40 a month, we handle the entire process of getting your medications from the manufacturer assistance programs.
It brings peace back to your household. You can focus on your grandkids and your community, knowing that your health is secure and your budget is protected.
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